You may already know that Kmart offers layaway, but, did you know that they also offer it online?
Layway is a great way to save on holiday gifts. You select the item, pay a 10% deposit and a $5 Layaway fee, then make payments on the items. Once paid off, you can then pick up your Layaway items. You've now avoided a large amount out of pocket at once, but also didn't end up paying only interest on high interest credit cards.
With Kmart offering Layaway online, you can shop from the comfort of your own home, take advantage of early sales, and then pickup the item in store before the holidays. You even have the option of making payments online or in store.
And, if you use Shopathome you'll also get 5% Cash back on your Kmart purchase.
That is wicked lovely!